Usury Rate History

In accordance with the provisions of Iowa Code Section 535.2(3)(a), the Superintendent of Banking has determined that the maximum lawful rate of interest shall be:

Usury Rate History
Period Start DatePeriod End DateRate
July 1, 2026July 31, 20266.50%
June 1, 2026June 30, 20266.25%
May 1, 2026May 31, 20266.25%
April 1, 2026April 30, 20266.25%
March 1, 2026March 31, 20266.25%
February 1, 2026February 28, 20266.25%
January 1, 2026January 31, 20266.00%
December 1, 2025December 31, 20256.00%
November 1, 2025November 30, 20256.00%
October 1, 2025October 31, 20256.25%
September 1, 2025September 30, 20256.50%
August 1, 2025August 31, 20256.50%
July 1, 2025July 31, 20256.50%
June 1, 2025June 30, 20256.25%
May 1, 2025May 31, 20256.25%
April 1, 2025April 30, 20256.50%
March 1, 2025March 31, 20256.75%
February 1, 2025February 28, 20256.50%
January 1, 2025January 31, 20256.25%
December 1, 2024December 31, 20246.00%
November 1, 2024November 30, 20245.75%
October 1, 2024October 31, 20245.75%
September 1, 2024September 30, 20246.25%
August 1, 2024August 31, 20246.25%
July 1, 2024July 31, 20246.50%
June 1, 2024June 30, 20246.50%
May 1, 2024May 31, 20246.25%
April 1, 2024April 30, 20246.25%
March 1, 2024March 31, 20246.00%
February 1, 2024February 29, 20246.00%
January 1, 2024January 31, 20246.50%
December 1, 2023December 31, 20236.75%
November 1, 2023November 30, 20236.50%
October 1, 2023October 31, 20236.25%
September 1, 2023September 30, 20236.00%
August 1, 2023August 31, 20235.75%
July 1, 2023July 31, 20235.50%
June 1, 2023June 30, 20235.50%